Your Privacy is Important to Us.
At Lender8.com, your privacy is our chief concern. We understand that you entrust us with your private information to help us match you with a lender, insurance agent or credit counselor to meet your needs. In exchange for your trust, you expect and deserve our commitment to treat your information with respect. Rest assured that we protect your privacy. Under no circumstances will we sell or share any personal information about you to or with any person or organization except: as authorized by you, our participating lenders or service providers, depending on the application you fill out. The Privacy Policy below describes the standards we adhere to in handling information about you and your loan request. We want you to be aware of:
- Who we are
- Information we may collect
- How your information is used
- Altering the information you submit
- How our Privacy Policy is monitored
Who we are
Lender8.com is web site of Global Data Mining LLC, DBA Loan Savings Solutions, with headquarter in Lewes., DE, and the leading online marketplace that helps you locate a lender, insurance agent or credit counselor. There are more than 500 participating lenders and service providers in our network.
Information we collect
There are several areas on a the web site where you may be asked to enter both personal and non-personal information. We DO NOT sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating lenders, service providers, or as may be required by law or court order.
Information we receive from you on qualification forms: When you come to a Lender8.com site to complete a qualification form you'll need to provide personal and financial information such as your name, phone number, e-mail address, income and other financial information depending upon whether your requesting help with a short term loan, credit counseling, credit report or debt consolidation. We do not collect any personal data you may input into to any calculators on our site without submitting it in qualification forms.
Information we receive from your browser: Lender8.com does not collect information on an individual consumer’s online activities over time and across third-party websites and online services. Third parties such as operators of search engines, social networking web sites may collect personal information about Lender8.com visitors online activities over time and across different websites when a consumer uses the Lender8.com website.
How your information is used
We use the information you provide on your qualification form to match you with up to a participating lender, debt specialist, or credit counselor. At your direction (when you click on the contact form "Submit" button), the information that you provide to us on the qualification form will be sent through the matching system and presented to not more than to five of our participating lenders, credit councilors, debt specialists, who offer the types of products (short term loan, debt consolidation loan, etc.) you have identified. We recommend that you contact them directly for more information about their specific privacy policies.
Underage users
We will never knowingly collect any information from anyone who is younger than
age 18.
With whom do we share your information
a. Lenders and Loan Brokers. In submitting a request for a loan product or service offered through this website, when you click “Submit” or otherwise signify your agreement to proceed you are consenting to the disclosure of your online request with lenders and brokers in our network (“Lenders”) with whom you are or may be matched. Please note that no credit check will be performed by us and no credit check will be performed by Lenders unless you authorize Lenders to do so by submitting a completed loan request. Be aware that the Lenders with whom you are matched may retain or use your Information whether or not you use their services and you should contact these Lenders directly concerning their privacy and information sharing practices which may differ from ours.
b. Referrals for your Non-Loan Business. When you express interest in other products, services, promotions that we offer (by, for example, completing a request for such services), we will share your request or expression of interest with the businesses with which we partner to offer you those products, services and promotions, and, as applicable, with their affiliates and third party finder or marketing companies (collectively, “Service Providers”). When you choose to participate in a particular offer or program, you authorize us to provide your personal information to those Service Providers. Be aware the Service Providers with whom we share your Information may retain or use your Information whether or not you use their services and you should contact these parties directly concerning their privacy and information sharing practices which may differ from ours.
c. We also may disclose your information at our sole discretion: In response to a subpoena or similar investigative demand, a court order or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as we reasonably believe is required by law. In such cases, we may raise or waive any legal objection or right available to us. When we believe disclosure is appropriate in connection with efforts to investigate, prevent or take other action regarding actual or suspected illegal activity or other wrongdoing; to protect and defend the rights, property or safety of our company, our users, our employees or others; or to enforce our websites' terms and conditions or other agreements or policies. In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, asset sale or in the unlikely event of bankruptcy.
d. Email Subscriptions/Unsubscribe. When you "submit" information through our website, Loan Savings Solutons may send your information to its affiliates as provided in the Terms of Use. You have the right to request that we stop sending you emails or any other form
of communication through our opt-out process. You have a right to remove your information
from our database in its entirety, as well. To do so, please contact us at
contact@Lender8.com and give us 10 business days to process this request.
You may opt out of text messages by replying to any message you receive with the
word ‘STOP’, ‘END’ or ‘QUIT’.
Altering information you submit through the web site
You have the ability to change or alter your information before you press the submit button. Once your information is submitted it will be provided to the participating lender, debt specialist, or service provider depending on the form you filled out. You may change your preferencies through this page or contact Lenders and Service Providers you work with directly to issue any changes to your information.
Disclosure of information to affiliates
When you submit your information on an application through Lender8.com, you are providing
consent to be contacted by third party affiliates who can provide you with
the requested services. Information you provide, including information you submit
on your application, will be submitted to banks, lenders and brokers in order to
inform you of products and services in which you have expressed an interest. An
affiliate is a third-party company who has a legal contract with Lender8.com.
Do-Not-Call registry compliance
When you submit your personal information through Lender8.com, you are providing
your express consent to be contacted via email, telephone, SMS, postal mail or text message.
Links
Lender8.com may provide links to external sites, and our Privacy Policy does not
cover these websites. Should you choose to leave Lender8.com via a link you find
on our site, you should be sure to read the Privacy Policies associated with these
websites thoroughly.
Security
Our web sites have security measures in place to protect the loss, misuse and alteration of the information under our control. If you have questions or concerns regarding this statement, please contact our Customer Care Department using the Contact Us page. If we make a change to our Privacy Policy in the future that will affect how we treat your information, we will notify you of the change. In that case, your ability to opt out of the new policy will be determined by applicable laws and we will include that information in our notification. If the change impacts how we use your information, we will notify you even if you have requested that we not contact you. If you have any questions about this please email, mail us or call Customer Care: 1 (855) LENDER-8
Privacy policy changes
From time to time, Lender8.com may make changes to this Privacy Policy. In any changes
are made to the way that we use your personal information, you will receive an email
communication from us, even if you have opted out of marketing communications. You
should continue to review this Policy periodically to ensure that you are up-to-date
and knowledgeable about any changes that are taking place.
PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.